With gas prices going nowhere but up, SUVs are costly enough to operate — you don't need a steep insurance bill making things worse. Many of the variables influencing your insurance rate are difficult to change: where you live, your driving record, your yearly mileage, and so on.

But if you're still in the market for a ute, take comfort in knowing there's one aspect of your insurance equation that you can easily influence: the kind of SUV you drive. The make and model of your vehicle plays a significant part in determining your auto insurance rate. It makes sense, then, to consider this factor when deciding on a new ride.

With this in mind, we've compiled a list of the 10 SUVs most likely to command the lowest insurance premiums based on five-year projections from the Edmunds.com True Cost to OwnSM (TCO) pricing system. Each model's ranking reflects the trim level with the lowest projected insurance expense.

1. 2006 Chevrolet Tahoe



2. 2006 GMC Yukon



3. 2006 Honda CR-V



4. 2006 Ford Escape



5. 2006 Mazda Tribute



6. 2006 Saturn Vue



7. 2006 Hyundai Santa Fe



8. 2006 Nissan Xterra



9. 2006 Hyundai Tucson



10. 2006 Honda Element

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